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7 Steps on How to Register with Philhealth Online Portal

Among the many government agencies in the Philippines, Philhealth may be one of the late adopters of technology when compared with BIR, DTI, or even SSS. The latter three departments have been offering online access, as well as online payments for their members. SSS even managed to provide mobile app access. Unfortunately, Philhealth is a little behind with tech innovation. And in times like this, a backward health agency in a time of a health crisis is not what the country needs.  But it's not all dim and gloomy at Philhealth. The agency's website while it is not

Welcome to The Freelance Channel Podcast

Welcome to the first episode of The Freelance Channel Podcast. I am thrilled to get back into podcasting after a long hiatus. Today is my 10th year anniversary as a full time freelancer and I can't think of any better way to share the life changing effect that freelancing has brought into my life. This will be a weekly show and I will be featuring fellow freelancers and not just any ordinary freelancer, but freelancers who are thriving, and are successful in their chosen niche. If this is something that resonates with you, please subscribe and connect with us

BIR Registration for Freelancers – Five Reasons Why You Must Register Your Online Business with the BIR

BIR Registration for freelancers wasn't a very popular topic. But after the recent announcement that online sellers and freelancers need to register their business until the end of July, this topic finally rang a bell to many, to really get serious with getting their businesses duly registered. I know, if there’s one daunting tasks that every freelancer like you and me really need to get over with, it’s nothing more than taxes. In this video series, Taxation for Freelancers, we’re going to discuss, and learn more about taxes in the perspective of online workers,  work at home freelancers, like you

How to Reduce Over Dependence on Freelance Bidding Sites

Freelance bidding sites like Upwork, Freelancer.com, Guru, or Fiverr are great places to get you started with freelancing and online jobs. But these freelance sites do not operate for free. Some of these have been great many years ago. Upwork for instance collects only 10% of a freelancer's earnings but fast forward to today, they now get a 20% share. The reason, simple, they too need to make money. They need to impose fees and charges to cover their expenses and of course reward their investors and stakeholders. And not for long, you will start getting charged for features that

How to Conveniently Pay SSS Contribution, Philhealth, Pag-IBIG and BIR – Moneygment App

One of the challenges of being an online freelancer is managing your finances, particularly paying SSS contributions, tax obligations, insurance payments, and social security contributions. And while there are services that now offer a convenient way to pay for SSS via mobile app and other government billers, not all of them can be done in a single app.Today we’re going to look at one of the promising mobile app that will help you ensure that you are in control of your finances and government obligations. I’ll take you to a quick run down of Moneygment app from Togetech.Moneygment is a

How to Pay Your Tax Using GCash App

How to Pay Your Tax Using GCash App Paying taxes is one of my pet peeves. Not that I don't want to pay my taxes, I just find that the payment process is still very primitive here in our country. Even if we've come a long way in terms of technology, how we process and pay tax with the use of modern technology is somewhat still lagging in adoption. But of course, it's not all bad news. The good news is, there are now at least three options (that i'm aware of) to make tax payment simple, convenient, and easy,

How to Pay for Your SSS Contribution Online

If you have turned to full time freelance work, chances are, you’re probably no longer paying your SSS contributions. But did you know that you can still continue contributing as a voluntary member or as as self employed? The good thing is, since most of us who work online don’t really like the long waits, Metrobank, provides an online solution so you can pay your SSS contributions with just a few clicks. That’s what I’m going to show you today. But before we get started, make sure that you have with you your SSS ID number, the month that you’d

Freelance Tip #4: Maintain a Healthy Cash Flow

In today's freelance tip, we're going to talk about money, particularly, your financial cash-flow. One of the major differences between working a 9-5 job and working as a freelancer is the unpredictability of income. Unlike your regular job, you get a specific or a more regular amount of income every 15 days or so. With freelancing, you're the captain and you're in charge how much you'd like to receive. The possibility of earning beyond your minimum wage is so high, you'll probably even earn 10 folds if you have the skills and the will to really work hard. For six years working

Is Freelancing Sustainable: My 6th Year Anniversary as a Freelancer

This month of August marks my sixth year as a freelancer and I tell you, It's just unbelievable. But the good thing is, it's for real and working online, at your home is not what many people think, that it's a scam. And I am here as a living proof of how real freelancing and online jobs is. Now, in today's episode I intend to speak about the reality and the life of being a freelancer and what makes freelancing special. I know I still have a lot of things to learn, but with the six years of experience that

The Simple Truth About Getting a High Paying Freelance Job

It's a common question that people ask me how do I get a high paying freelance job. Well, today, I'll share with you my thoughts why this question isn't something you should even ask others but something that you should ask yourself and should be answered by yourself alone too. The truth is, getting a high paying job is real and it's just out there. Whether you are on oDesk, or Elance, or Freelancer.com or just selling your service directly through your website, a high paying job is just a matter of - asking for it. Our most common notion is

Call Center Exodus and the Rise of Online Freelance Work

I've worked in the call center for over four years before I finally turned to full time online freelance work. While the world hasn't changed much for me during my four years of stay in the call center, I am most grateful that I've worked in the BPO industry because the trainings, most especially the sales and customer service training played a big role in my freelance career now. Some of my batchmates from the original group when I first started in PeopleSupport have gone to different areas of work but some have remained in the call center. But I guess

How to Use Dropbox File Request

Whether you use Dropbox or not, you will like this latest feature that was added called, File Requests. With this feature you'll be able to: Request files from anyone by giving them a link let's say, while you're in a Skype conversation or Google Hangout or you can also send an email request. This feature also enables you to request files even from people who don't have a Dropbox account They can upload up 2GB of files You can send multiple requests and still keep your received files organized in a single folder This new feature does not cost you anything and

How to Choose the Right Computer That Suits Your Freelance Work

For someone whose bread and butter relies on one machine, choosing the right computer for your online work shouldn't be left to the sales guy to decide. You need to know what specification suits your freelance work. While this may be a daunting task for someone who's just starting out with freelancing or not really into computers, there are a couple of things that you can consider on how to choose the right computer for freelance work. It will save you time and more importantly, you can make a better choice in purchasing your computer without wasting your money. Remember

20 iPad Productivity Apps for Freelancer on the Go

If you're planning to go on a road trip or a vacation to the province, be sure to have your iPad ready as a backup to make sure you have a hassle free and stress free bonding time with your family. While the iPad will not be able to fully replace what a laptop can do (at least for now), these apps will surely help you get a lot of things completed, pretty much like you've done it on your laptop or desktop. In this connected world, this simply means that you don't have any reason not to be productive. Whether you're

Freelance Tip #2: Be an Expert

If you're working as a freelancer, think of yourself as a doctor. You are someone who provides a solution, a recommendation, or a prescription. But there are a lot of doctors. You can either be a general practitioner or you can be a specialist. And if you put two doctors' side by side, one a general practitioner and the other, say a dermatologist, when you have a problem with your skin, who would you choose? Definitely, it will be the dermatologist. Why? Because he's the expert in that field. In today's Freelance Tip #2, let's talk about why you

Freelance Tip: Follow up

Whether it's a past client or a prospect, follow up can do wonders on your business acquisition and retention strategy. Unfortunately, follow up is something that most freelancers ignore, neglect, and forget or probably don't even know. If you're guilty of this, I don't blame you.  As Kelley Robertson, author of The Power of Follow up, points out "Many people have never received formal sales training and have not learned why they should follow-up and how to make this happen."   Needless to say, follow up is an essential process that every business, more importantly, freelancers should implement. If you're a novice and still finding

Getting Started: How I got my first PC through loan

This is a first in a series of Getting Started articles I am compiling. This may not be applicable to all since computers are a common household appliance these days. But when I was still starting up as a freelancer, I didn't have my own computer. I was using the pantry computer at work to apply for jobs. On some occasions, I'd go to an Internet café near our boarding house just to submit my articles and communicate with client. During my early days with doing online jobs, my first few projects involved a good amount of writing. And since I was

How I Became an Accidental Transcriptionist

Back in 1998, my sister Rebecca studied computer secretarial in one of the colleges in Olongapo City. One of her subjects is stenography and typing. She bought an old typewriter and a bunch of lessons on typing. Then she would start working through her lesson, pressing through the rugged keys on the typewriter. It clacked and cracked on afternoons and evenings while I look on her and see her just have her eyes on the copy while her fingers find their way to the different keys on the keyboard. I would watch over her back and peek through her copy.

How to Apply for NBI Clearance Online

The news about the availability of NBI Clearance online application is a good welcome to 2014. It does not (yet) totally make the whole process internet based but it will greatly reduce the time you will have to spend to get a new clearance. And for a someone who works at home, gets paid by the hour, every second saved counts. This is definitely a good start for the bureau (and hopefully the other government offices will follow suit) to finally utilize the full power of the internet in making services faster and more accessible to the people. The procedure

Health Insurance for Freelancers – Why Philhealth is Not Enough

When I was working in the call center, my family enjoyed the benefits of a Maxicare insurance. It covered both outpatient services as well as admissions. The maximum benefit is an eye popping half a million for me, i just don't remember the exact figure for my dependents but it's a solid health plan for all of us at that time. And I tell you, some of my coworkers did love the fact that when they get sick, they will be in a private room accommodation without any worries about the bill. That is of course different now. When I

The Case With Being a Filipino Freelancer

One of the greatest opportunities of being a freelancer is the chance to meet different people. As a Filipino freelancer you won't probably see them personally but virtually you'll learn a good lot from them. I've had the chance to work with great people from the UK, US, Australia, Canada, and Israel. So far, it has been all good and the experience is something that keeps me really loving this online job compared to my previous work. But as they say, there's always a first or even second time where you'll encounter something different, something not so good. I had

The Pros and Cons of Increased Elance Connects

Every Elance contractor knows how important it is to have available connects. Simply put, connects will determine if you are eligible to submit a proposal for a project under the category you are subscribed to. No connects means you either: wait for a client to invite you before you can submit a proposal buy extra connects upgrade your account to have more monthly allocations. Now you see the big picture of how important connects are. As a tiered membership site with limited monthly connects allotted for each level, every connect matters. You can't afford submitting a proposal for a project

How to Use Google Alerts and Saved Search Features to Find a Freelance Job

Finding a freelance job is one of the most time consuming process. There are distractions, diversions and sooner or later, you will find yourself no longer doing what you're suppose to do. But as experience taught me, there is a better way of finding the best fit job while investing very minimal time. In job search, it's a good practice to be minimalistic. Thanks to the internet and the powerful searching features that makes job hunting more efficient these days. The key to making job search quick and easy is to make sure you know what kind of job you

Breaking the Habit: 4 Things to Eliminate in Your Freelance Lifestyle

When you work on your own and have a control of your time and nobody kicks in to correct you like your supervisor does, you can easily build a bad habit that can become a disease to your freelance business. That's for real! The hard part is, it's sometimes difficult to detect and hard to accept. I know, because I have experienced the same thing in my 4 years of working freelance. Here are a few things to keep watch of, more importantly, to stop and eliminate in your freelance lifestyle. Working too much and Resting too little It's good

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